Death Benefits
Kindly see the lists of available forms for Death Benefits below
| Bank Account Confirmation Form | Death Benefit Application Form |
| Next Of Kin Indemnity Form | Death Benefit Registration Form |
| Death Notification Form |
Upon the demise of a Retirement Savings Account (RSA) holder, the personal representative of the deceased or any other person as may be directed by a
court of competent jurisdiction will be entitled to the client’s RSA balance upon submission of a
Will admitted to Probate or Letter of Administration where the client died intestate. The employer or next-of-kin or the representative of the deceased shall formally
notify any FCMB Pensions Office of the demise of the employee/retiree.
The next-of-kin is entitled to the group life insurance benefit as mandated
by law to deceased contributors who died in active service. The group life
benefit will be paid by the employer directly to the next-of-kin.
Missing Persons
Where a Retirement Savings Account holder is reported missing, the employer or Next-of-Kin (NOK) shall notify the Pension Fund Administrator after a minimum period of 12 months. The National Pension Commission would upon notification set up a Board Of Inquiry to ascertain the circumstances of the client’s disappearance. After investigations have been concluded by the Board Of Inquiry and the client is presumed dead, the personal representative(s) of the missing client or any other person as may be directed by a court of competent jurisdiction will be entitled to the client’s RSA balance upon submission of a Will admitted to Probate or Letters of Administration.
Benefits Accessible
Any person or body as may be directed by a court of competent jurisdiction will be entitled to the client’s RSA balance upon submission of a Will admitted to Probate or Letters of Administration. Requirements to be fulfilled by the Next-of-Kin.
Documentation Requirement Checklist for Death Benefits
Private Sector
- Letter of Introduction from employer with Next of Kin's passport, stamped and signed with two signatories on the letter
- Registration of death from National Population Commission/Hospital Death certificate
- Letter of Administration/Enrolment Order/Will
- Next of Kin's Means of identification (National ID/Driver’s license/International passport)
- Deceased means of identification
- Bank confirmation form/Joint Account/ Estate Bank Account of multiple Next of Kin, all with passport(s) stamped across by the bank
- Two passport photographs of Next of Kin(s) and one passport photograph of the deceased
- Duly filled death benefits application form
- Next of Kin indemnity form affixed with court stamp across the passport
- Police report (where death is by accident)
- Attestation from Notary Public stating the demise with deceased passport stamped across by the lawyer (deceased retirees or out of active service)
- Retirement/Resignation letter (deceased retirees or out of active service)
- Confirmation/Due diligence report (staff only)
- All affidavit must be affixed with court stamp across the passport(s)
Public Sector
- Letter of Introduction from employer with Next of Kin’s passport, stamped and signed with two signatories on the letter stating date of First Appointment, Date of Birth, Date of Death, Next of Kin, Grade level & Step at June 2004, Grade level & Step at January 2007, Grade level & Step at June 2010, Grade level & Step at month of death
- Copy of First Appointment letter
- Medical Certificate of Death/NPC Registration of Death
- Copy of declaration of age
- Copy of Pay-slip as @ June 2004
- Copy of Pay-slip as @ January 2007
- Copy of Pay-slip as @ July 2010
- Copy of Pay-slip as @ Dec 2013
- Copy of Pay-slip as @ Dec 2017
- Copy of last Pay-slip as @ Month of death
- Letter of Administration/Enrolment order/Will
- Means of identification of deceased and Next of Kin (National ID/Driver's license/International passport)
- Bank confirmation form/Joint Account/Estate Bank Account of multiple Next of Kin(s), all with passport stamped across by the bank
- Two Passport Photographs of NOKs and One Passport of Deceased
- Duly filled death benefits application form
- Next of Kin indemnity form affixed with court stamp across the passport
- National Pension Commission Death Notification form (MDA)
- Declaration of wish/Evidence of nomination of Next of Kin
- Police report (where death is by accident)
- Attestation from Notary Public stating the demise with deceased passport stamped (deceased retirees or out of active service)
- Verification slip and Retirement letter (MDA deceased retirees)
- Confirmation/Due diligence report (staff only)
- All affidavit must be affixed with court stamp across the passport(s)