To view/ download our Voluntary Contribution Instruction Form, please click the button below
Voluntary Contributions represents contributions which a Retirement Savings Account (RSA)
holder can contribute voluntarily into his or her RSA through an Employer. Everyone looks forward to a happy retirement. However,
the thoughts of being able to sustain one's standard of living keeps flashing from time to time.
The good news is that you can achieve a comfortable retirement by starting to plan towards your retirement now in order to avoid financial difficulties in the future. The best option for an RSA holder is to begin by increasing his or her monthly pension contributions through Voluntary Contributions (VC).
With VC, you can decide the amount and
frequency you want to contribute and your contributions will be invested and managed in the same manner as your regular pension contributions.
Voluntary Contributions can be accessed once every 2 years provided such contributions have stayed up to a minimum of 24 months in your Retirement Savings Account and income earned on contributions (not principal) will be taxed if withdrawal is being made before 5 years. No tax would be applied on contributions that have stayed more than 5 years.