About FCMB Pensions

Who We Are

FCMB Pensions Limited is a private limited liability company incorporated on 7th of April 2005. It is duly licensed by the National Pension Commission (PenCom), to carry on business as a Pension Fund Administrator (PFA) as defined under the Pension Reform Act, 2014. FCMB Pensions is a subsidiary of FCMB Group PLC.

Our Mission

To provide pension services that support individuals in building financial security for their retirement.

Our Vision

To be the preferred Pension Fund Administrator and an industry leader delivering superior value to customers.

Our Core Values


Customer Focus

Investment Philosophy

Our Investment activities are guided by the need to secure the long-term interest of our contributors and fund owners. To this end, our goal is to ensure capital preservation whilst delivering positive real return to our contributors' funds through the implementation of investment strategies, risk management policies, careful execution of transactions and best practices, all of which deliver value consistently.

Why Choose Us?

A few reasons why our valued customers choose us:

  • Strong shareholding structure and adequate share capital including – FCMB Group PLC owning 91.6%.
  • Strong internal control processes ensuring pension fund assets are secured.
  • Adequately capitalized and efficient PFCs - UBA Pension Custodian Limited (a subsidiary of UBA PLC) and Zenith Pension Custodian Limited (a subsidiary of Zenith Bank PLC).
  • Excellent Investment policies.
  • FCMB Pensions Limited upholds Execution, Professionalism, Innovation and Customer focus as its core value proposition.
  • One of the PFAs that manages Contributory Pension Schemes for states including Ogun, Osun, Ekiti, Niger, Delta, Sokoto, Kogi, Rivers, Zamfara, Ondo and Kebbi state and approved existing schemes of CBN, NNPC, FAAN, NNB, ETERNIT, NERC and ICB respectively.

Presently, FCMB Pensions Limited takes advantage of shareholding relationship with FCMB and Custodian relationship with UBA to locate ourselves in a number of their strategically located branches across the country.

As we broaden our reach in the near future, we will employ the services of more of their branches, as FCMB has 200 and UBA about 500.

The overall objective is to bring us closer to the contributors in a way that we will not only bring convenient services but also enhance the overall confidence in the Pension Scheme.

Our Head office: Plot 207, Zakaria Maimalari Street, Cadastral Zone, AO, Central Business District, Abuja.

E-Business Services: Online Access to your Retirement Savings Account.

We can be reached through the following channels:

  • Sound corporate governance espoused by an experienced and balance Board of Directors.
  • Strong Management team supported by professional and dedicated staff.
  • World class IT infrastructure
  • Consistent Superior returns.
  • Excellent customer service.
  • Efficient administration of retirement and terminal benefits.
  • Strategically located Head Office with wide spread offices across the country.